Hi Ricefrom711 and welcome to TSF.
Download accelorators don't really make your downloading more faster. Especially on dialup. They are more for reliability, as you can often pause and restart downloads. Now if you are on cable, they can speed up the download if the program your using is able to connect multiple streams, therefore downloading double or triple the speed depending on your bandwidth. But on dialup, your capped anyway, so that wont help. So its more of a download MANAGER rather than a speeder upper.
There are so many kinds of downloaders. Flashget & Getright are good, so is Leechget & Star Downloader. Star Downloader is freeware.