NTFS stands for New Technology File System, and its a way ordering data basically.. like FAT32 is for WIndows98... If you installed XP and chose all defaults, then it should already be setup . You can always check by right clicking on a disk drive in my computer, and then selecting properties and then if you have a permissions/security tab then you know its NTFS ... if you don't have NTFS currently you can convert your existing FAT32 partitions without losing any data, however the method for that escapes me at the moment, perhaps another brave soul would care to chime in
You'll continue to work on your computer as you are currently without losing any data whatsoever. I highly suggest converting "personally" to NTFS for it enables more security settings and things to do, and I find it to be more stable.
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