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Remember what the film developing & photograph printing companies put on their envelopes? "Our liability is limited to the actual cost of the film" or something like that. No one can valuate and compensate for data and/or their replacement cost! IMHO one doesn't need a lengthy text full of legalese, because it'll scare the customers away. Especially if you're insured, you can consult your insurance company for what to tell your clientele, so that you remain covered by your contract. You can also skim through it to see how the insurance company phrases it. Other sources of nicely worded disclaimers, are the ones accompanying the diagnostic programs provided by HDD manufacturers.
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"Time is the wisest because it discovers everything" Thales of Miletus (ca.624BC-ca.546BC)
"Everything flows, nothing stands still." Heraclitus of Ephesus (ca.535BC-475BC)
"One thing I know, that I know nothing" Socrates of Athens (ca.470BC–399BC)
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